A good example is if the borrower owes 50,000 on a house that is worth 100,000. The 50,000 is paid off by the lender, the borrower gets a new loan of up to 80,000 (80) and gets 30,000 in equity to use and fund a project or any other reason they choose to do. HELOC Home Equity Line of Credit is a line of revolving credit with either an adjustable rate (ARM) or fixed. The line of credit is secured by the home itself, or the equity from the home.

The revolving line of credit is deposited in the borrowers personal loan specialist. The borrower can use funds from the line of credit as they deem personal loan specialist. Depending on the terms of the loan, usually, a borrower can take a set amount each time (like 5,000 at a time).

This is whats referred to as a draw in the HELOC. The borrower can draw any time they feel the need to use it.

Personal loan specialist

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Personal loan specialist

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Personal loan specialist