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You must also be a legal resident of the United States in a state that permits payday lending. And you must have a fixed address where you can be easily contacted. You will also need to have a bank account so the lender can easily deposit the loan and take the repayment on the agreed upon date. If you do not have a bank account at the moment, you can set one up and go through the process at a later date. Generally, you will need to have a bank consolidated cash flow loan from parent with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new.
Note that repayment is an automatic process so be sure to have the funds in your account at least a day before the due date. Most importantly you must have a regular source of income. This does not necessarily need to be employment, but the lender must be able to see that you have the means to repay the loan within the required amount of time. Most lenders require a monthly income of at least 1,000, which is well within the range of most people who work full time.
The loan application can be completed online sitting at the comfort of your home or office. Once the payday loan aurora co is submitted, the lender looks at various qualification criteria that define the eligibility and approval of such loan application.
Some of the qualifying points are: - The applicant should be a legal resident of the United States and possess the necessary proofs - The applicant must be above 18 years of age making him eligible to enter into contractual agreements.
- The applicant should be into a legitimate job for a regular income flow on monthly consolidated cash flow loan from parent basis. - The applicant must be working with the same employer for at least 3 months or more. - The applicant should have an active bank account - The applicant should not have been declared himself as a bankrupt or is defaulting with any existing financial institution.
Each lender can have some or more of such qualifying criteria and a way of evaluating such applications.