It is then your responsibility to read through the terms before signing your loan agreement. WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement.

For more information, please contact the lender directly if you have any issues repaying your loan. Please review our site for valuable information about our services. If you have further questions, we invite you to contact us at anytime.

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An equity loan would be the type of loan offered, since the loan is based on equity in the land. Since the mortgage meltdown, many higher risk loans have been eliminated. Land loans are considered high risk since no improvement has been made to increase its value, it is easy to "walk away from" if finances get tight. Go to a credit reporting agency to get credit reports. (See Resources). Land cash loans with instant approval may be hard to find, so looking your best on a loan application will be very important.

Check credit reports for errors, duplications or accounts you do not recognize. Mistakes can decrease your credit scores. Fix errors early on before you go to visit a lender. Have a good idea of the value of your property.

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