Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
What is Equity. Equity is the down payment you made on your home, plus the principal you have paid since your down payment, plus the increase in value of your home since you bought it. People use home equity loans for a variety of reasons, including debt consolidation, education, home improvements, medical expenses, emergencies, and big-ticket purchases. Because home equity loans are often used to finance very important or even emergency transactions, borrowers of home equity loans must be especially careful about possibly fraudulent lending practices.
In general, abusive lenders will specifically target the elderly, minorities, and those with low incomes or poor credit. If you fall into one of these categories, borrowing based on your home equity can be especially risky.
CREDIT INSURANCE Credit insurance protects the property used to secure your loan, however, many people see this as an unnecessary cost on top of their loan.
WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans. com connects interested persons with a lender from its network of approved lenders. WhiteRockLoans. com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender.
WhiteRockLoans. com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer.
Regardless, WhiteRockLoans. coms service is always free to you.